Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers working, studying or commuting around Bencoolen, U Credit offers licensed loan services directly at The Bencoolen, close to Bencoolen MRT, Bugis, Rochor and Bras Basah.
Contact UsBencoolen is a convenient central area surrounded by offices, schools, hotels, malls, eateries and nearby cultural landmarks. With Bencoolen MRT on the Downtown Line and nearby access to Bugis, Rochor and Bras Basah, it is a practical location for borrowers who work, study or live around the city centre.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Bencoolen moneylender, our office is nearby and accessible for loan enquiries, document checks and in-person assistance. Borrowers who want to understand their options may read more about our personal loan services before applying.
If you are already around Bencoolen, U Credit’s office at The Bencoolen is very nearby. This makes it convenient for borrowers who want to visit for loan enquiries, document checks or in-person verification without travelling far from the area.
The walk from Bencoolen MRT to U Credit usually takes around 3 to 5 minutes, depending on the station exit used and your walking pace.
If you are coming from nearby roads such as Middle Road, Waterloo Street, Prinsep Street, Bras Basah Road or Rochor Road, the trip by bus, car or taxi is generally short. Travel time is usually around 5 to 10 minutes, depending on traffic conditions around Bencoolen Street and nearby junctions.
Borrowers around Bencoolen may include working adults, students, business owners, freelancers and foreigners living or working nearby. Whether you are near The Bencoolen, Sunshine Plaza, NAFA, SMU, Bugis Junction, Bugis+ or Bras Basah Complex, U Credit provides a nearby point of contact for loan enquiries and responsible borrowing guidance.
If you are a foreigner working or living in Singapore, you may also review U Credit’s foreigner loan information to understand what may be required before applying.
U Credit’s office is situated directly in the Bencoolen area, making it convenient for borrowers coming from Bencoolen Street, Middle Road, Waterloo Street, Bras Basah Road, Rochor Road and Bugis. The office is also suitable for those who prefer to visit a licensed moneylender in person before making a loan decision.
Different borrowers may need financing for different reasons, such as urgent expenses, temporary cash flow gaps, medical bills, business needs or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, business loans and other loan types, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain the loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you work, study or run errands around Bencoolen, daily spending can build up quickly because the area is surrounded by food outlets, transport links, malls, schools and offices. Before taking a loan, list your fixed monthly costs first, such as transport, meals, rent, school-related expenses, family support, credit card bills and existing repayments.
For borrowers with changing income, such as freelancers, part-time workers or commission-based staff, it may be safer to plan repayments based on a lower-income month instead of your best month. This helps you choose a repayment amount that is easier to manage even when your schedule, salary or project payments change.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.