Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers living, working or commuting around Braddell, U Credit offers licensed loan services at The Bencoolen, a central location reachable by MRT, bus, car or taxi.
Contact UsBraddell is a mature residential and city-fringe area near Toa Payoh, Bishan, MacPherson, Serangoon and central Singapore. With HDB estates, schools, workplaces, food places, community facilities and transport links around Braddell MRT and nearby bus routes, borrowers in Braddell may include families, working adults, students, elderly residents, self-employed workers, freelancers and daily commuters who need practical loan guidance.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Braddell money lender, our office at The Bencoolen is accessible from Braddell by MRT, bus, car or taxi. Borrowers who want to compare loan options before visiting may read more about U Credit’s personal loan services.
If you are coming from Braddell, U Credit’s office at The Bencoolen can be reached through MRT connections, buses or by road. This is useful for borrowers staying or working near Braddell MRT, Toa Payoh North, Lorong 1 Toa Payoh, Marymount, Bishan, Balestier or nearby estates who prefer to visit a licensed money lender in person.
The journey from Braddell to U Credit usually takes around 20 to 35 minutes by MRT and walking, depending on waiting time, transfer route, station exit and walking pace.
By bus, car or taxi, the trip from Braddell to The Bencoolen usually takes around 15 to 30 minutes, depending on traffic conditions around Lorong 1 Toa Payoh, Braddell Road, Balestier Road, Thomson Road, Rochor Road and Bencoolen Street. This may be convenient for borrowers travelling after work, after errands or from nearby central-north neighbourhoods.
Braddell has a wide mix of families, elderly residents, students, working adults, office staff, service workers, self-employed residents, freelancers and daily commuters. Because the area is close to mature estates, schools, workplaces, clinics and transport links, borrowers may have different financial needs depending on income pattern, household commitments and monthly expenses.
If you are unsure which loan type may suit your situation, you may check U Credit’s frequently asked loan questions or submit an enquiry through our online loan application form before visiting our office.
Braddell is close to Toa Payoh, Bishan, Balestier and Serangoon, making it practical for borrowers to travel to U Credit’s office at The Bencoolen. If you regularly commute between Braddell and the city for work, appointments, school or errands, visiting U Credit can be planned around your usual central-area route.
Borrowers around Braddell may need financing for household bills, urgent expenses, medical costs, school-related needs, temporary cash flow gaps, family support, rent or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, medical loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you live or work around Braddell, your monthly expenses may include groceries, utilities, transport, school costs, medical visits, family support, rent, home maintenance and existing repayments. Before taking a loan, it may help to list fixed household commitments first so you know what repayment amount can fit into your usual monthly routine.
For borrowers supporting children, elderly family members or multiple household expenses, unexpected costs can affect cash flow quickly. Planning repayments with a practical buffer can help make the loan easier to manage, especially when medical, school or home-related expenses come up.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.