Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For students, working adults and commuters around Bras Basah, U Credit provides licensed loan services from The Bencoolen, a nearby location close to Bras Basah, Bencoolen and Bugis MRT.
Contact UsBras Basah is a central arts, education and commercial area surrounded by schools, offices, museums, hotels, bookstores and shopping streets. With Bras Basah MRT on the Circle Line and nearby access to Bencoolen, Bugis and Rochor, the area is convenient for borrowers who study, work or travel through the city centre.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Bras Basah money lender, our office is nearby for loan enquiries, document checks and in-person assistance. Borrowers who want to understand their options may read more about our personal loan services before applying.
If you are coming from Bras Basah, U Credit’s office at The Bencoolen is very close by. The journey is usually straightforward, making it convenient for borrowers who want to complete loan enquiries, document checks or in-person verification without travelling far from the Bras Basah area.
The journey from Bras Basah MRT to U Credit usually takes around 5 to 10 minutes on foot, depending on your walking pace and exit used.
By bus, car or taxi, the trip from Bras Basah to The Bencoolen is generally short because both areas are within the same central district. The journey usually takes around 5 to 10 minutes, depending on traffic conditions along Bras Basah Road, Bencoolen Street and nearby junctions.
Bras Basah attracts a mix of students, educators, office workers, creative professionals, retail staff, freelancers and visitors. Because the area sits between Bugis, Bencoolen, City Hall and Dhoby Ghaut, borrowers around Bras Basah may prefer a licensed moneylender that is nearby and accessible by several MRT lines.
If you are living or working in Singapore as a foreigner, you may also review U Credit’s foreigner loan information to understand what documents may be required before applying.
Bras Basah is close to places such as Singapore Management University, School of the Arts, NAFA, the National Museum of Singapore, Bras Basah Complex, CHIJMES and Bugis. U Credit’s office at The Bencoolen is suitable for borrowers who are already studying, working or commuting around this part of the city.
Borrowers around Bras Basah may need financing for different reasons, such as urgent cash flow needs, short-term expenses, medical bills, education-related costs, business needs or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, medical loans and business loans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and required documents. U Credit aims to explain the loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you study or work around Bras Basah, your regular expenses may include transport, meals, course materials, rent, family support or freelance work costs. Before taking a loan, list these commitments first so you can avoid choosing a repayment amount that feels too tight later.
For students, part-time workers and freelancers, income may not always be the same every month. A smaller, more manageable repayment plan can be better than stretching your budget just to borrow a higher amount.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.