Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers working, commuting or running businesses around Singapore’s CBD, U Credit offers licensed loan services at The Bencoolen, a central location accessible from Raffles Place, City Hall, Bugis and Bencoolen.
Contact UsSingapore’s CBD is home to offices, banks, corporate towers, professional firms, retail shops, restaurants and service businesses. Borrowers around the CBD may include executives, office workers, business owners, freelancers, sales staff, service crew and commuters who need accessible loan guidance within the central area.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a CBD money lender, our office is reachable from key central areas such as Raffles Place, Shenton Way, Tanjong Pagar, Marina Bay, City Hall, Bugis and Bencoolen. Borrowers who want to understand their options may read more about our personal loan services before applying.
If you are coming from the CBD, U Credit’s office at The Bencoolen is accessible by MRT, bus, car or taxi. This is useful for borrowers who work around Raffles Place, Shenton Way, Marina Bay, Tanjong Pagar, Telok Ayer, Cecil Street, Robinson Road or nearby office districts.
The journey from most CBD areas to U Credit usually takes around 15 to 30 minutes by MRT and walking, depending on your starting point, transfer route and walking pace.
By car or taxi, the trip from the CBD to The Bencoolen usually takes around 10 to 20 minutes, depending on traffic around Robinson Road, Cecil Street, Marina Boulevard, North Bridge Road, Victoria Street and Bencoolen Street. This may be convenient for borrowers travelling after work, between meetings or from nearby business appointments.
The CBD has a wide mix of salaried employees, executives, entrepreneurs, consultants, sales professionals, freelancers, business operators and service workers. Because many borrowers in the area manage both work-related and personal commitments, it can be helpful to compare loan options carefully before applying.
If you are unsure which loan type may suit your situation, you may check U Credit’s frequently asked loan questions or submit an enquiry through our online loan application form before visiting our office.
The CBD connects many busy working areas, including Raffles Place, Marina Bay, Shenton Way, Tanjong Pagar, Telok Ayer, Clarke Quay and City Hall. U Credit’s office at The Bencoolen gives borrowers around these locations a central option when they want to speak with a licensed moneylender in person before making a loan decision.
Borrowers in the CBD may need financing for urgent bills, temporary cash flow gaps, business expenses, supplier payments, medical costs, family commitments or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, business loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you work or run a business in the CBD, your monthly expenses may include transport, meals, office costs, client meetings, credit card bills, family support, rent, insurance premiums and existing repayments. Before taking a loan, separate your fixed commitments from work-related spending so you can see how much repayment you can realistically afford.
For borrowers with commissions, bonuses, freelance projects or business collections, it is safer not to plan repayment based only on your strongest earning period. Using an average or slower-income month as your guide can help keep repayments manageable even when salary, invoices or business cash flow fluctuate.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.