Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers working, travelling or commuting around Changi Airport, U Credit offers licensed loan services at The Bencoolen, a central location reachable by MRT, bus, car or taxi.
Contact UsChangi Airport is one of Singapore’s busiest transport and employment hubs, with airport terminals, Jewel Changi Airport, aviation offices, retail shops, food outlets, logistics operations and hospitality services nearby. Borrowers around Changi Airport may include airport staff, shift workers, retail employees, service crew, logistics workers, travellers, freelancers and foreigners working in Singapore.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Changi Airport money lender, our office at The Bencoolen is accessible from Changi Airport by MRT, bus, car or taxi. Borrowers who want to compare loan options before visiting may read more about U Credit’s personal loan services.
If you are coming from Changi Airport, U Credit’s office at The Bencoolen can be reached through the East-West Line, Downtown Line connections or by road. This is useful for borrowers working near the airport terminals, Jewel Changi Airport, Changi Airport MRT, Changi Airfreight Centre, airport hotels or nearby aviation and logistics areas who prefer to visit a licensed money lender in person.
The journey from Changi Airport to U Credit usually takes around 45 to 60 minutes by MRT and walking, depending on waiting time, transfer route, station exit and walking pace.
By car or taxi, the trip from Changi Airport to The Bencoolen usually takes around 25 to 40 minutes, depending on traffic conditions along routes such as ECP, PIE, Nicoll Highway, Victoria Street, Rochor Road and Bencoolen Street. This may be more convenient for borrowers travelling after a shift, carrying documents or coming directly from the airport area.
Changi Airport has a wide mix of aviation staff, ground handlers, logistics workers, retail employees, food and beverage staff, hotel workers, cleaners, security staff, travellers, freelancers and foreign workers. Because many people around the airport work shifts or irregular hours, cash flow needs may differ from standard office-hour workers.
If you are living or working in Singapore as a foreigner, you may also review U Credit’s foreigner loan information to understand what documents may be required before applying.
Changi Airport is connected by MRT, buses and expressways, making it possible for borrowers to travel from the east to U Credit’s office at The Bencoolen. If you work shifts at the airport, travel regularly through Changi or need to visit town after work, U Credit can be reached as part of a central-area trip.
Borrowers around Changi Airport may need financing for urgent bills, temporary cash flow gaps, travel-related expenses, medical needs, family support, rental costs, work-related expenses or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, medical loans and foreigner loans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you work around Changi Airport, your monthly expenses may include transport, meals during shifts, family support, rent, travel costs, medical needs and existing repayments. Before taking a loan, it may help to plan around your actual shift pattern and salary date, especially if your income includes allowances, overtime or variable work hours.
For borrowers working in aviation, logistics, retail, hospitality or service roles, income may change depending on roster, overtime, peak travel periods or contract work. Planning repayments around a normal month instead of a high-allowance month can help make the loan easier to manage.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.