Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers working, shopping or commuting around City Hall, U Credit provides licensed loan services from The Bencoolen, a nearby central location accessible from City Hall, Bras Basah, Bugis and Bencoolen MRT.
Contact UsCity Hall is one of Singapore’s busiest central areas, surrounded by offices, shopping malls, hotels, civic landmarks and MRT connections. Borrowers around City Hall may include office workers, business owners, freelancers, service staff, residents and commuters who need a nearby place to enquire about loan options in person.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. From City Hall, our office is accessible via Bras Basah, Bugis, Bencoolen and Rochor, making it a practical option for borrowers who prefer a licensed moneylender in the central area. If you are comparing borrowing options, you may read more about our personal loan services before applying.
If you are coming from City Hall, U Credit’s office at The Bencoolen is nearby and easy to reach by MRT, bus, car or taxi. The journey is generally short, which makes it convenient for borrowers who want to complete loan enquiries, document checks or in-person verification without travelling far from the city centre.
The journey from City Hall to U Credit usually takes around 10 to 15 minutes by MRT and walking, depending on waiting time and walking pace.
By car or taxi, the trip from City Hall to The Bencoolen usually takes around 5 to 10 minutes, depending on traffic conditions around North Bridge Road, Bras Basah Road and Bencoolen Street. This route may be suitable for borrowers coming from Raffles City, Capitol Singapore, CHIJMES, Funan or the surrounding civic district.
City Hall is close to many workplaces, retail outlets, food and beverage businesses, hotels, schools and cultural landmarks. This makes U Credit a nearby option for working adults, business owners, freelancers, service staff and commuters who may need loan guidance while they are in the central area.
If you are unsure which loan type may suit your situation, you may check U Credit’s frequently asked loan questions or submit an enquiry through our online loan application form before visiting our office.
City Hall connects several busy areas, including Raffles City, Capitol Singapore, CHIJMES, Funan, Esplanade, Bras Basah and Bugis. U Credit’s office at The Bencoolen is suitable for borrowers who work or commute through this part of town and prefer to speak with a licensed moneylender before deciding whether to proceed.
Borrowers near City Hall may need financing for urgent bills, temporary cash flow gaps, medical expenses, business needs or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, business loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain the loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you work around City Hall, daily expenses can add up quickly, especially with meals, transport, parking, shopping, credit card bills and after-work commitments. Before applying for a loan, it may help to set aside your fixed expenses first so you know how much repayment you can comfortably manage each month.
For borrowers with irregular income, such as freelancers, service staff or business owners, it is safer to plan repayments based on a lower-income month instead of your best month. This helps reduce pressure if your next salary, commission or business payment is delayed.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.