Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers living, studying or working around Clementi, U Credit offers licensed loan services at The Bencoolen, a central location reachable by MRT, bus, car or taxi.
Contact UsClementi is a mature west-side town with HDB estates, schools, malls, food centres, neighbourhood shops, clinics and transport links around Clementi MRT and Clementi Bus Interchange. Borrowers in Clementi may include families, students, working adults, self-employed residents, retail staff, freelancers and daily commuters who need practical loan guidance for personal or household expenses.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Clementi money lender, our office at The Bencoolen is accessible from Clementi by MRT, bus, car or taxi. Borrowers who want to compare loan options before visiting may read more about U Credit’s personal loan services.
If you are coming from Clementi, U Credit’s office at The Bencoolen can be reached through the East-West Line and central area by public transport or car. This is useful for borrowers staying near Clementi Central, Clementi Avenue 3, Clementi Avenue 4, West Coast, Dover, Sunset Way or nearby estates who prefer to visit a licensed money lender in person.
The journey from Clementi to U Credit usually takes around 35 to 50 minutes by MRT and walking, depending on waiting time, station exit and walking pace.
By car or taxi, the trip from Clementi to The Bencoolen usually takes around 25 to 40 minutes, depending on traffic conditions along routes such as AYE, CTE, Orchard Road, Bras Basah Road, Rochor Road and Bencoolen Street. This may be more convenient for borrowers travelling after work, carrying documents or coming from nearby west-side neighbourhoods.
Clementi has a wide mix of families, students, working adults, elderly residents, self-employed workers, retail staff and daily commuters. Because the area is close to schools, residential estates, shops and transport links, borrowers may need support for different financial situations, from managing household costs to handling short-term cash flow needs.
If you are unsure which loan type may suit your situation, you may check U Credit’s frequently asked loan questions or submit an enquiry through our online loan application form before visiting our office.
Clementi is well connected by MRT, buses and major roads, making it practical for borrowers to travel from the west to U Credit’s office at The Bencoolen. If you regularly commute between Clementi and the city for work, school, appointments or errands, visiting U Credit can be planned around your central-area trip.
Borrowers around Clementi may need financing for household bills, urgent expenses, school-related needs, medical costs, temporary cash flow gaps, family support or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, medical loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you live, work or study around Clementi, your monthly expenses may include transport, meals, groceries, school-related costs, rent, family support, medical visits and existing repayments. Before taking a loan, it may help to separate your fixed commitments from flexible spending so you know what repayment amount can fit into your usual monthly routine.
For students, part-time workers, freelancers or families managing education-related costs, income and expenses may not always be the same each month. Planning repayments around a realistic month, rather than a lighter-expense month, can help make the loan easier to manage over time.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.