Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers working, studying or commuting around Dhoby Ghaut, U Credit offers licensed loan services at The Bencoolen, a nearby central location accessible from Dhoby Ghaut, Bencoolen, Bras Basah and Bugis.
Contact UsDhoby Ghaut is one of Singapore’s busiest MRT interchange areas, connecting commuters to Orchard Road, Plaza Singapura, Selegie, Bras Basah, Bencoolen and Bugis. With offices, schools, malls, cafes and lifestyle destinations nearby, the area serves many working adults, students, freelancers, retail staff and commuters who may need accessible loan guidance in town.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Dhoby Ghaut money lender, our office is a short distance away for loan enquiries, document checks and in-person assistance. Borrowers who want to understand their options may read more about our personal loan services before applying.
If you are coming from Dhoby Ghaut, U Credit’s office at The Bencoolen is nearby and convenient to reach by MRT, bus, car or taxi. This is useful for borrowers who are already around Plaza Singapura, Selegie Road, Orchard Road, Prinsep Street or the Dhoby Ghaut MRT area.
The journey from Dhoby Ghaut to U Credit usually takes around 10 to 15 minutes by MRT, bus and walking, depending on waiting time, walking pace and the route selected.
By car or taxi, the trip from Dhoby Ghaut to The Bencoolen usually takes around 5 to 10 minutes, depending on traffic around Orchard Road, Selegie Road, Prinsep Street, Middle Road and Bencoolen Street. This may be convenient for borrowers coming from Plaza Singapura, The Cathay, School of the Arts, SMU or nearby offices.
Dhoby Ghaut attracts a mix of office workers, students, retail staff, service staff, freelancers, business owners and commuters. Because the area is close to Plaza Singapura, The Cathay, Orchard Road, Selegie, Bras Basah and Bencoolen, borrowers may prefer a money lender that is nearby and accessible from several central locations.
If you are unsure which loan type may suit your situation, you may check U Credit’s frequently asked loan questions or submit an enquiry through our online loan application form before visiting our office.
Dhoby Ghaut is connected by the North-South Line, North East Line and Circle Line, making it one of the most convenient transit points in central Singapore. U Credit’s office at The Bencoolen is suitable for borrowers who pass through Dhoby Ghaut for work, school, shopping or appointments and prefer a nearby licensed moneylender in the city area.
Borrowers around Dhoby Ghaut may need financing for urgent expenses, temporary cash flow gaps, medical bills, education-related costs, business needs or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, medical loans and business loans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain the loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you work, study or commute through Dhoby Ghaut, it is easy to spend more than expected on transport, meals, shopping, entertainment, course materials or after-work activities. Before applying for a loan, it may help to separate essential expenses from lifestyle spending so you know how much repayment you can realistically manage.
For borrowers with changing income, such as students doing part-time work, freelancers, retail staff or commission-based workers, it is safer to plan repayments based on an average or lower-income month. This can help you avoid taking on a repayment amount that feels comfortable only during your best earning period.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.