Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers living, working or running errands around Geylang, U Credit offers licensed loan services at The Bencoolen, a central location reachable by MRT, bus, car or taxi.
Contact UsGeylang is a busy city-fringe area with residential streets, food outlets, shops, offices, religious places, workers’ dormitories, hotels and nearby MRT access through Aljunied, Paya Lebar, Dakota and Mountbatten. Borrowers around Geylang may include residents, working adults, service staff, self-employed individuals, small business owners, freelancers and foreigners living or working in Singapore.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Geylang money lender, our office at The Bencoolen is accessible from Geylang by MRT, bus, car or taxi. Borrowers who want to compare loan options before visiting may read more about U Credit’s personal loan services.
If you are coming from Geylang, U Credit’s office at The Bencoolen can be reached through nearby MRT stations, bus routes or by car. This is useful for borrowers staying or working near Geylang Road, Sims Avenue, Aljunied, Paya Lebar, Guillemard Road, Mountbatten or the surrounding city-fringe area who prefer to visit a licensed money lender in person.
The journey from Geylang to U Credit usually takes around 15 to 30 minutes by MRT and walking, depending on your starting point, waiting time, station exit and walking pace.
By car or taxi, the trip from Geylang to The Bencoolen usually takes around 10 to 20 minutes, depending on traffic conditions along routes such as Sims Avenue, Nicoll Highway, Victoria Street, Rochor Road and Bencoolen Street. This may be convenient for borrowers travelling after work, during a break or after running errands nearby.
Geylang has a wide mix of residents, shift workers, service staff, food and beverage workers, small business owners, freelancers, foreign workers and daily commuters. Because the area combines residential, commercial and late-hour activity, borrowers may have different cash flow needs depending on their work schedule, income pattern and household commitments.
If you are living or working in Singapore as a foreigner, you may also review U Credit’s foreigner loan information to understand what documents may be required before applying.
Geylang is close to several central and eastern areas, including Aljunied, Paya Lebar, Kallang, Mountbatten, Bugis and the CBD fringe. If you regularly travel between Geylang and town for work, errands or appointments, visiting U Credit at The Bencoolen can be planned around your central-area trip.
Borrowers around Geylang may need financing for urgent bills, household costs, rental expenses, medical needs, temporary cash flow gaps, work-related expenses, business costs or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, business loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you live or work around Geylang, your monthly expenses may include rent, food, transport, utilities, family support, work-related costs and existing repayments. Before taking a loan, it may help to separate essential commitments from flexible spending so you can work out a repayment amount that fits your usual monthly cash flow.
For borrowers working in food and beverage, service, shift-based, freelance or small business roles around Geylang, income may vary depending on shifts, customer demand, project work or business activity. Planning repayments around a normal or slower month can help keep the loan more manageable even when income is less predictable.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.