Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers living, working or commuting around Hougang, U Credit offers licensed loan services at The Bencoolen, a central location reachable by MRT, bus, car or taxi.
Contact UsHougang is a large North-East residential town with HDB estates, schools, neighbourhood shops, clinics, food centres, parks and transport links around Hougang MRT and Hougang Central Bus Interchange. Borrowers in Hougang may include families, working adults, self-employed residents, retail staff, freelancers, students and commuters who need practical loan guidance for personal or household needs.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Hougang money lender, our office at The Bencoolen is accessible from Hougang by MRT, bus, car or taxi. Borrowers who want to compare loan options before visiting may read more about U Credit’s personal loan services.
If you are coming from Hougang, U Credit’s office at The Bencoolen can be reached through the North-East and city areas by public transport or car. This is useful for borrowers staying near Hougang Central, Hougang Avenue 8, Hougang Avenue 10, Kovan, Buangkok, Defu or nearby estates who prefer to visit a licensed money lender in person.
The journey from Hougang to U Credit usually takes around 35 to 50 minutes by MRT and walking, depending on transfer time, station exit and walking pace.
By car or taxi, the trip from Hougang to The Bencoolen usually takes around 25 to 40 minutes, depending on traffic conditions along routes such as Upper Serangoon Road, Bendemeer Road, Rochor Road, Victoria Street and Bencoolen Street. This may be more convenient for borrowers travelling after work, bringing documents or coming from nearby North-East estates.
Hougang has a wide mix of families, working adults, students, elderly residents, self-employed workers, shop owners, retail staff and daily commuters. Because many borrowers in the area manage regular commitments such as groceries, utilities, transport, school expenses, parent support and existing repayments, it is useful to compare loan options carefully before applying.
If you are unsure which loan type may suit your situation, you may check U Credit’s frequently asked loan questions or submit an enquiry through our online loan application form before visiting our office.
Hougang is connected by MRT, buses and major roads, making it possible for borrowers to travel from the North-East to U Credit’s office at The Bencoolen when they need in-person loan assistance. If you regularly commute between Hougang and the city for work, school, appointments or errands, visiting U Credit can be planned around your trip to the central area.
Borrowers around Hougang may need financing for household bills, urgent expenses, children’s school needs, medical costs, temporary cash flow gaps, family support or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, medical loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you live in Hougang, your monthly expenses may include household bills, groceries, transport, school needs, medical visits, parent support, children’s activities and existing repayments. Before taking a loan, it may help to work out your fixed commitments first so you know how much repayment can fit into your usual monthly routine.
For borrowers who commute from Hougang to other parts of Singapore for work, transport and meal costs can also affect cash flow. Keeping a small buffer for unexpected family, medical or school-related expenses can make repayment planning more realistic and less stressful.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.