Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers living, working or commuting around Kovan, U Credit offers licensed loan services at The Bencoolen, a central location reachable by MRT, bus, car or taxi.
Contact UsKovan is a north-east neighbourhood with residential estates, landed homes, shops, cafés, food centres, schools, clinics and transport links around Kovan MRT, Heartland Mall, Upper Serangoon Road and nearby Hougang. Borrowers around Kovan may include families, working adults, students, self-employed residents, retail staff, food and beverage workers, freelancers and daily commuters who need practical loan guidance for personal or household expenses.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Kovan money lender, our office at The Bencoolen is accessible from Kovan by MRT, bus, car or taxi. Borrowers who want to compare loan options before visiting may read more about U Credit’s personal loan services.
If you are coming from Kovan, U Credit’s office at The Bencoolen can be reached through MRT connections, buses or by road. This is useful for borrowers staying or working near Kovan MRT, Heartland Mall, Upper Serangoon Road, Hougang Street 21, Simon Road, Lorong Ah Soo or nearby north-east estates who prefer to visit a licensed money lender in person.
The journey from Kovan to U Credit usually takes around 25 to 40 minutes by MRT and walking, depending on waiting time, transfer route, station exit and walking pace.
By bus, car or taxi, the trip from Kovan to The Bencoolen usually takes around 20 to 35 minutes, depending on traffic conditions around Upper Serangoon Road, Bendemeer Road, Serangoon Road, Rochor Road and Bencoolen Street. This may be convenient for borrowers travelling after work, after errands or from nearby north-east neighbourhoods.
Kovan has a wide mix of families, students, working adults, elderly residents, retail staff, food and beverage workers, self-employed residents, freelancers and daily commuters. Because the area includes homes, shops, eateries, clinics, schools and transport links, borrowers may have different financial needs depending on income pattern, household commitments and monthly expenses.
If you are unsure which loan type may suit your situation, you may check U Credit’s frequently asked loan questions or submit an enquiry through our online loan application form before visiting our office.
Kovan is connected by MRT, buses and major roads, making it practical for borrowers to travel from the north-east to U Credit’s office at The Bencoolen. If you regularly commute between Kovan, Hougang, Serangoon, Little India, Bugis or the city centre, visiting U Credit can be planned around your usual route.
Borrowers around Kovan may need financing for household bills, urgent expenses, school-related costs, medical needs, family support, rent, temporary cash flow gaps or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, medical loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you live or work around Kovan, your monthly expenses may include groceries, transport, utilities, meals, school costs, medical visits, family support, rent, home maintenance and existing repayments. Before taking a loan, it may help to list fixed household commitments first so you know what repayment amount can fit into your usual monthly routine.
For borrowers working in retail, food service, freelance, shift-based or self-employed roles around Kovan and nearby Hougang, income may vary depending on roster, customer demand, projects or overtime. Planning repayments around a normal month instead of a high-income month can help make the loan easier to manage.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.