Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers living, working, studying or commuting around Lavender, U Credit offers licensed loan services at The Bencoolen, a nearby central location reachable by MRT, bus, car or taxi.
Contact UsLavender is a city-fringe area with offices, hotels, residential blocks, food places, schools, shops and transport links around Lavender MRT, Jalan Besar, Kallang, Bendemeer and Bugis. Borrowers around Lavender may include working adults, service staff, hotel employees, students, freelancers, self-employed individuals, foreign workers and daily commuters who need practical loan guidance near the central area.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Lavender money lender, our office at The Bencoolen is accessible from Lavender by MRT, bus, car or taxi. Borrowers who want to compare loan options before visiting may read more about U Credit’s personal loan services.
If you are coming from Lavender, U Credit’s office at The Bencoolen can be reached quickly through MRT, buses or by road. This is useful for borrowers staying or working near Lavender MRT, Jalan Besar, Bendemeer, Kallang, North Bridge Road, Beach Road or nearby city-fringe areas who prefer to visit a licensed money lender in person.
The journey from Lavender to U Credit usually takes around 10 to 20 minutes by MRT and walking, depending on waiting time, station exit and walking pace.
By bus, car or taxi, the trip from Lavender to The Bencoolen is usually short. Travel time is often around 5 to 15 minutes, depending on traffic conditions around Lavender Street, Kallang Road, Victoria Street, Rochor Road and Bencoolen Street. This may be convenient for borrowers travelling before work, after a shift or while running errands nearby.
Lavender has a wide mix of office workers, hotel employees, service staff, food and beverage workers, students, freelancers, foreign workers, small business owners and daily commuters. Because the area includes workplaces, accommodation, eateries, shops and transport links, borrowers may have different financial needs depending on salary cycle, shift schedule, household commitments and work-related costs.
If you are living or working in Singapore as a foreigner, you may also review U Credit’s foreigner loan information to understand what documents may be required before applying.
Lavender is close to Bugis, Bencoolen, Jalan Besar, Kallang and the wider city-fringe area, making it practical for borrowers to visit U Credit’s office at The Bencoolen. If you regularly commute through Lavender or Bugis for work, school, appointments or errands, visiting U Credit can be planned around your usual route.
Borrowers around Lavender may need financing for household bills, urgent expenses, rent, medical costs, family support, temporary cash flow gaps, work-related expenses, business costs or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, business loans and foreigner loans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you live or work around Lavender, your monthly expenses may include transport, meals, rent, groceries, utilities, family support, work-related costs and existing repayments. Before taking a loan, it may help to separate fixed commitments from flexible spending around eateries, convenience shops and daily errands so you know what repayment amount is realistic.
For borrowers working in hospitality, food service, retail, freelance, shift-based or small business roles around Lavender and nearby Bugis, income may vary depending on roster, customer demand, overtime or project work. Planning repayments around a normal month instead of a high-income month can help make the loan easier to manage.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.