Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers living, working, studying or visiting medical facilities around Novena, U Credit offers licensed loan services at The Bencoolen, a central location reachable by MRT, bus, car or taxi.
Contact UsNovena is a central district known for healthcare facilities, offices, malls, schools, residences, clinics, food places and transport links around Novena MRT, Thomson Road, Balestier and Newton. Borrowers around Novena may include healthcare workers, patients’ family members, office workers, students, residents, freelancers, service staff and daily commuters who need practical loan guidance near the city centre.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Novena money lender, our office at The Bencoolen is accessible from Novena by MRT, bus, car or taxi. Borrowers who want to compare loan options before visiting may read more about U Credit’s personal loan services.
If you are coming from Novena, U Credit’s office at The Bencoolen can be reached through MRT connections, buses or by road. This is useful for borrowers staying, working or attending appointments near Novena MRT, Velocity, Square 2, Novena Medical Centre, Tan Tock Seng Hospital, Balestier, Newton or nearby central areas who prefer to visit a licensed money lender in person.
The journey from Novena to U Credit usually takes around 15 to 30 minutes by MRT and walking, depending on waiting time, transfer route, station exit and walking pace.
By bus, car or taxi, the trip from Novena to The Bencoolen usually takes around 10 to 20 minutes, depending on traffic conditions around Thomson Road, Balestier Road, Newton Road, Rochor Road and Bencoolen Street. This may be convenient for borrowers travelling after work, after a medical appointment or between central-area errands.
Novena has a wide mix of healthcare workers, office staff, residents, patients’ family members, students, retail employees, service workers, freelancers and daily commuters. Because the area includes hospitals, clinics, malls, schools, offices and transport links, borrowers may have different financial needs depending on income pattern, medical commitments, household expenses and work schedule.
If you are unsure which loan type may suit your situation, you may check U Credit’s frequently asked loan questions or submit an enquiry through our online loan application form before visiting our office.
Novena is close to Newton, Balestier, Toa Payoh, Orchard, Rochor and the wider city centre, making it practical for borrowers to travel to U Credit’s office at The Bencoolen. If you regularly commute between Novena and central Singapore for work, medical appointments, school or errands, visiting U Credit can be planned around your usual route.
Borrowers around Novena may need financing for urgent bills, medical costs, family support, rent, household expenses, temporary cash flow gaps, work-related costs or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, medical loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you live, work or attend appointments around Novena, your monthly expenses may include transport, meals, medical bills, family support, rent, groceries, utilities and existing repayments. Before taking a loan, it may help to separate urgent medical or household costs from flexible spending so you know what repayment amount can fit into your usual routine.
For borrowers working in healthcare, service, freelance, shift-based or office roles around Novena and nearby Balestier, income and expenses may vary depending on roster, overtime, appointments or household needs. Planning repayments around a normal month instead of a high-income month can help make the loan easier to manage.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.