Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers living, working, visiting hospitals or commuting around Outram, U Credit offers licensed loan services at The Bencoolen, a central location reachable by MRT, bus, car or taxi.
Contact UsOutram is a central district close to Chinatown, Tanjong Pagar, SGH Campus, Pearl’s Hill, New Bridge Road and nearby office and medical facilities. Borrowers around Outram may include healthcare workers, patients’ family members, office workers, service staff, business owners, freelancers, foreign workers and daily commuters who need practical loan guidance near the city centre.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for an Outram money lender, our office at The Bencoolen is accessible from Outram by MRT, bus, car or taxi. Borrowers who want to compare loan options before visiting may read more about U Credit’s personal loan services.
If you are coming from Outram, U Credit’s office at The Bencoolen can be reached through MRT connections, buses or by road. This is useful for borrowers staying, working or visiting near Outram Park MRT, Singapore General Hospital, New Bridge Road, Pearl’s Hill, Chinatown, Tanjong Pagar or nearby central streets who prefer to visit a licensed money lender in person.
The journey from Outram to U Credit usually takes around 15 to 25 minutes by MRT and walking, depending on waiting time, transfer route, station exit and walking pace.
By bus, car or taxi, the trip from Outram to The Bencoolen usually takes around 10 to 20 minutes, depending on traffic conditions around New Bridge Road, Eu Tong Sen Street, Cantonment Road, Cross Street, Victoria Street, Rochor Road and Bencoolen Street. This may be convenient for borrowers travelling after work, after a hospital visit or between central-area appointments.
Outram has a wide mix of healthcare workers, office staff, patients’ family members, retail employees, service workers, foreign workers, freelancers, small business owners and daily commuters. Because the area includes hospitals, offices, shops, food places and transport links, borrowers may have different financial needs depending on their work schedule, family responsibilities, medical costs and household commitments.
If you are living or working in Singapore as a foreigner, you may also review U Credit’s foreigner loan information to understand what documents may be required before applying.
Outram is close to Chinatown, Tanjong Pagar, SGH Campus and the wider CBD area, making it practical for borrowers to visit U Credit’s office at The Bencoolen before work, after appointments or while travelling through central Singapore. If you regularly commute through Outram, Bugis or Bencoolen, visiting U Credit can be planned around your usual route.
Borrowers around Outram may need financing for urgent bills, temporary cash flow gaps, medical costs, family support, rent, work-related expenses, business needs or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, medical loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you live, work or attend appointments around Outram, your monthly expenses may include transport, meals, medical bills, family support, rent, groceries and existing repayments. Before taking a loan, it may help to separate urgent medical or household costs from flexible spending so you know what repayment amount can fit into your usual routine.
For borrowers working in healthcare, service, freelance, shift-based or small business roles around Outram and nearby Chinatown, income may vary depending on roster, overtime, projects or customer demand. Planning repayments around a normal month instead of a high-income month can help make the loan easier to manage.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.