Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers working, living or commuting around Paya Lebar, U Credit offers licensed loan services at The Bencoolen, a central location reachable by MRT, bus, car or taxi.
Contact UsPaya Lebar is a busy city-fringe area with offices, malls, retail shops, food outlets, residential estates and strong MRT connections. With Paya Lebar MRT serving both the East-West Line and Circle Line, borrowers in the area may include office workers, residents, retail staff, freelancers, business owners, service workers and commuters who need practical loan guidance.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Paya Lebar money lender, our office at The Bencoolen is accessible from Paya Lebar by MRT, bus, car or taxi. Borrowers who want to compare loan options before visiting may read more about U Credit’s personal loan services.
If you are coming from Paya Lebar, U Credit’s office at The Bencoolen can be reached conveniently through the city-fringe MRT network or by road. This is useful for borrowers around Paya Lebar Quarter, PLQ Mall, SingPost Centre, Kinex, Geylang East, MacPherson or nearby estates who prefer to visit a licensed money lender in person.
The journey from Paya Lebar to U Credit usually takes around 15 to 25 minutes by MRT and walking, depending on waiting time, station exit and walking pace.
By car or taxi, the trip from Paya Lebar to The Bencoolen usually takes around 15 to 25 minutes, depending on traffic conditions along routes such as Paya Lebar Road, Sims Avenue, Nicoll Highway, Victoria Street, Rochor Road and Bencoolen Street. This may be convenient for borrowers travelling after work, during a break or after running errands in the area.
Paya Lebar has a wide mix of office workers, residents, retail staff, food and beverage workers, business owners, freelancers, service staff and daily commuters. Because the area combines commercial, residential and transport activity, borrowers may have different needs, from managing everyday expenses to handling short-term business or family cash flow.
If you are living or working in Singapore as a foreigner, you may also review U Credit’s foreigner loan information to understand what documents may be required before applying.
Paya Lebar is connected to Bugis and the central area by MRT, buses and major roads. If you work around PLQ, SingPost Centre, Kinex, Geylang East or nearby offices, visiting U Credit at The Bencoolen can be planned around your commute, lunch break, after-work errands or trip into town.
Borrowers around Paya Lebar may need financing for urgent bills, household expenses, work-related costs, medical needs, business cash flow, temporary shortfalls or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, business loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you work or live around Paya Lebar, your monthly spending may include transport, meals, groceries, shopping, rent, family support, work-related expenses and existing repayments. Before taking a loan, it may help to separate your fixed essentials from flexible spending, especially if you often spend around malls, cafes or after-work activities in the area.
For borrowers working in retail, food and beverage, sales, freelance roles or small businesses around Paya Lebar, income may change depending on shifts, commissions, projects or customer demand. Planning repayments around a normal month instead of your best earning month can help make the loan more manageable.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.