Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers living, working or supporting family around Punggol, U Credit offers licensed loan services at The Bencoolen, a central location reachable by MRT, bus, car or taxi.
Contact UsPunggol is a growing residential town in the North-East, with HDB estates, waterfront areas, schools, childcare centres, malls, clinics, parks and transport links around Punggol MRT and the LRT network. Borrowers in Punggol may include young families, working adults, parents, self-employed residents, retail staff, freelancers and daily commuters who need practical loan guidance for personal or household expenses.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Punggol money lender, our office at The Bencoolen is accessible from Punggol by MRT, bus, car or taxi. Borrowers who want to compare loan options before visiting may read more about U Credit’s personal loan services.
If you are coming from Punggol, U Credit’s office at The Bencoolen can be reached through the North-East Line and city area by public transport or car. This is useful for borrowers staying near Punggol Central, Waterway Point, Sumang, Punggol Field, Edgefield Plains, Oasis, Damai, Cove or nearby estates who prefer to visit a licensed money lender in person.
The journey from Punggol to U Credit usually takes around 45 to 60 minutes by MRT and walking, depending on transfer time, station exit and walking pace.
By car or taxi, the trip from Punggol to The Bencoolen usually takes around 30 to 50 minutes, depending on traffic conditions along routes such as TPE, KPE, Upper Serangoon Road, Bendemeer Road, Rochor Road and Bencoolen Street. This may be more convenient for borrowers travelling after work, bringing documents or coming from nearby North-East neighbourhoods.
Punggol has a wide mix of young families, working adults, students, self-employed residents, retail staff, service workers and daily commuters. Because many borrowers in the area manage regular commitments such as groceries, childcare, school expenses, transport, utilities, family support and existing repayments, it is useful to review loan options carefully before applying.
If you are unsure which loan type may suit your situation, you may check U Credit’s frequently asked loan questions or submit an enquiry through our online loan application form before visiting our office.
Punggol is connected by MRT, LRT, buses and major roads, making it possible for borrowers to travel from the North-East to U Credit’s office at The Bencoolen. If you regularly commute between Punggol and the city for work, school, appointments or errands, visiting U Credit can be planned around your trip to the central area.
Borrowers around Punggol may need financing for household bills, childcare costs, school-related needs, medical expenses, temporary cash flow gaps, family support or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, medical loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you live in Punggol, your monthly expenses may include housing costs, groceries, childcare fees, school needs, transport, family support, medical visits and existing instalments. Before taking a loan, it may help to list these fixed household commitments first so you know how much repayment can fit into your usual monthly routine.
For borrowers with young children or growing family expenses, costs may change from month to month due to clinic visits, school activities, enrichment classes, household repairs or transport needs. Planning repayments with a practical buffer can help make the loan easier to manage over time.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.