Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers working or running businesses around Raffles Place, U Credit offers licensed loan services at The Bencoolen, a central location accessible from the CBD, City Hall, Bugis and Bencoolen.
Contact UsRaffles Place is one of Singapore’s main financial and business districts, surrounded by banks, offices, corporate towers, professional firms, retail outlets and dining spots. Borrowers around Raffles Place may include executives, office workers, business owners, freelancers, service staff and commuters who need accessible loan guidance within the central area.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Raffles Place money lender, our office is a short distance away and accessible from nearby areas such as City Hall, Bugis, Bencoolen, Bras Basah and Rochor. Borrowers who want to understand their loan options may read more about our personal loan services before applying.
If you are coming from Raffles Place, U Credit’s office at The Bencoolen is reachable by MRT, bus, car or taxi. This is useful for borrowers who work around Raffles Place, Marina Bay, Boat Quay, Telok Ayer, Shenton Way or the wider CBD area.
The journey from Raffles Place to U Credit usually takes around 15 to 25 minutes by MRT and walking, depending on waiting time, transfer route and walking pace.
By car or taxi, the trip from Raffles Place to The Bencoolen usually takes around 10 to 15 minutes, depending on traffic around Robinson Road, Cecil Street, North Bridge Road, Victoria Street and Bencoolen Street. This may be convenient for borrowers travelling from office towers, meeting venues or business appointments in the CBD.
Raffles Place has a large mix of finance professionals, corporate employees, entrepreneurs, consultants, sales staff, service workers, freelancers and business owners. Because the area is highly connected to the CBD, Marina Bay and City Hall, borrowers may prefer a moneylender that is still within the central area and accessible after work or between appointments.
If you are unsure which loan type may suit your situation, you may check U Credit’s frequently asked loan questions or submit an enquiry through our online loan application form before visiting our office.
Raffles Place is close to many central business areas, including Marina Bay, Shenton Way, Telok Ayer, Tanjong Pagar, Clarke Quay and City Hall. U Credit’s office at The Bencoolen gives borrowers around the CBD another central option when they want to speak with a licensed money lender in person before making a loan decision.
Borrowers around Raffles Place may need financing for urgent bills, temporary cash flow gaps, business expenses, supplier payments, medical costs, family commitments or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, business loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you work or run a business around Raffles Place, your expenses may include transport, meals, office costs, client meetings, credit card bills, family support, insurance premiums and existing repayments. Before taking a loan, it is useful to separate work-related spending from personal commitments so you can see how much repayment you can realistically manage.
For borrowers with performance-based income, commissions, freelance projects or business collections, repayment planning should not be based only on your strongest earning month. A more careful approach is to plan around an average or slower month, so your loan repayment remains manageable even when income or cash flow is less predictable.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.