Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers living, working or commuting around Serangoon, U Credit offers licensed loan services at The Bencoolen, a central location reachable by MRT, bus, car or taxi.
Contact UsSerangoon is a well-connected North-East town with residential estates, schools, shops, food spots, offices, Nex shopping mall, Serangoon MRT and nearby areas such as Kovan, Lorong Chuan, Upper Serangoon and Tai Seng. Borrowers in Serangoon may include families, working adults, students, freelancers, shop owners, service staff and daily commuters who need practical loan guidance for personal or household needs.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Serangoon money lender, our office at The Bencoolen is accessible from Serangoon by MRT, bus, car or taxi. Borrowers who want to compare loan options before visiting may read more about U Credit’s personal loan services.
If you are coming from Serangoon, U Credit’s office at The Bencoolen can be reached through the North-East and city areas by public transport or car. This is useful for borrowers staying near Serangoon Central, Nex, Upper Serangoon Road, Lorong Chuan, Serangoon Garden, Kovan or nearby estates who prefer to visit a licensed money lender in person.
The journey from Serangoon to U Credit usually takes around 25 to 40 minutes by MRT and walking, depending on transfer time, station exit and walking pace.
By car or taxi, the trip from Serangoon to The Bencoolen usually takes around 20 to 35 minutes, depending on traffic conditions along routes such as Upper Serangoon Road, Bendemeer Road, Serangoon Road, Rochor Road and Bencoolen Street. This may be more convenient for borrowers travelling after work, bringing documents or coming from nearby North-East neighbourhoods.
Serangoon has a wide mix of families, students, working adults, shop owners, self-employed residents, retail workers, service staff and commuters. Because many borrowers in the area manage regular costs such as transport, groceries, meals, utilities, school expenses, parent support and existing repayments, it is useful to review loan options carefully before applying.
If you are unsure which loan type may suit your situation, you may check U Credit’s frequently asked loan questions or submit an enquiry through our online loan application form before visiting our office.
Serangoon is served by both the North East Line and Circle Line, making it convenient for borrowers who travel between Serangoon, Dhoby Ghaut, Bras Basah, Bugis and other central areas. If you already commute from Serangoon to town for work, school, errands or appointments, visiting U Credit at The Bencoolen can be planned around your central-area trip.
Borrowers around Serangoon may need financing for household bills, urgent expenses, school-related costs, medical needs, temporary cash flow gaps, family support or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, medical loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you live or work around Serangoon, your monthly spending may include transport, meals, groceries, school needs, family support, medical visits, shopping at Nex and existing repayments. Before taking a loan, it may help to separate your essential commitments from flexible spending so you know what repayment amount can fit into your usual routine.
For borrowers who commute between Serangoon and the city, transport and meal expenses can vary depending on work schedule, school needs or family errands. Keeping a small buffer for unexpected costs can make repayment planning more realistic and help avoid stretching your monthly budget too tightly.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.