Licensed Money Lender in Singapore | Regulated by the Ministry of Law (Licence No. 149/2025)

For borrowers living, working or supporting family around Toa Payoh, U Credit offers licensed loan services at The Bencoolen, a central location accessible by MRT, bus, car or taxi.
Contact UsToa Payoh is one of Singapore’s mature residential towns, with HDB estates, neighbourhood shops, schools, clinics, food centres, offices and transport links around Toa Payoh Central. Borrowers in the area may include families, working adults, retirees, self-employed residents, shop owners and commuters who need practical loan guidance for household or personal expenses.
U Credit is located at 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646. If you are searching for a Toa Payoh money lender, our office at The Bencoolen is accessible from Toa Payoh by MRT, bus, car or taxi. Borrowers who want to compare their options first may read more about U Credit’s personal loan services before applying.
If you are coming from Toa Payoh, U Credit’s office at The Bencoolen can be reached through the city by MRT, bus, car or taxi. This is useful for borrowers staying near Toa Payoh Central, HDB Hub, Lorong 1, Lorong 2, Lorong 4, Lorong 6, Braddell or Balestier who prefer to visit a licensed money lender in person.
The journey from Toa Payoh to U Credit usually takes around 25 to 40 minutes by MRT and walking, depending on transfer time, station exit and walking pace.
By car or taxi, the trip from Toa Payoh to The Bencoolen usually takes around 15 to 25 minutes, depending on traffic conditions along routes such as Lorong 6 Toa Payoh, Jalan Toa Payoh, CTE, Balestier Road, Rochor Road and Bencoolen Street. This may be more convenient for borrowers travelling after work, bringing documents or coming from nearby estates.
Toa Payoh has a wide mix of families, elderly residents, working adults, students, shop owners, self-employed workers and daily commuters. Because many borrowers in the area manage regular commitments such as groceries, utilities, transport, medical costs, family support and existing repayments, it is useful to compare loan options carefully before applying.
If you are unsure which loan type may suit your situation, you may check U Credit’s frequently asked loan questions or submit an enquiry through our online loan application form before visiting our office.
Toa Payoh is well connected by MRT, buses and major roads, making it practical for borrowers who regularly travel between Toa Payoh and the city for work, school, appointments or errands. U Credit’s office at The Bencoolen gives Toa Payoh borrowers a central option when they want to speak with a licensed moneylender before making a loan decision.
Borrowers around Toa Payoh may need financing for household bills, urgent expenses, medical costs, school-related needs, temporary cash flow gaps, family support or repayment planning. U Credit offers several loan options, including short-term loans, payday loans, medical loans and debt consolidation plans, subject to eligibility and assessment.
Before taking up a loan, it is important to understand the repayment schedule, interest, fees and documents required. U Credit aims to explain loan terms clearly so borrowers can make a more informed decision. You may also use our loan calculator to estimate your repayment amount before submitting an enquiry.
If you live in Toa Payoh, your monthly expenses may include household bills, groceries, transport, parent support, children’s school needs, clinic visits, credit card payments and existing instalments. Before taking a loan, it may help to list these regular commitments first so you can see how much repayment you can manage after covering daily essentials.
For borrowers supporting both older family members and younger dependants, it is useful to keep some buffer for unexpected costs such as medical visits, school items, appliance repairs or higher utility bills. Planning your repayment around a realistic month can help make the loan easier to manage over time.
If you have questions about our loan products or require help completing your online application, our team is ready to assist. Reach out to our Bencoolen office directly for expert guidance and clear answers to your financial queries.
📍 180 Bencoolen Street, #01-19 The Bencoolen, Singapore 189646
Conveniently located just a 5-minute walk from Rochor MRT Station (DT13) and a short stroll from Bencoolen MRT Station (DT21) Exit B.
Open Monday to Saturday: 11:00 am – 8:00 pm
Closed on Sundays and Public Holidays
With our office conveniently located in Bugis, U Credit serves borrowers from all across Singapore. Browse by zone to find loan information relevant to your area.